Immigrant InvestImmigrant Invest

Updated on June 24, 2026

Portugal D7 Visa

Residence permit for living by the ocean for financially independent foreigners

€920+

Monthly passive income

6+ months

Obtaining period

5 years

Residing to qualify for citizenship

The Portugal D7 Visa is also known as the D7 Retirement Visa or the D7 Passive Income Visa. It is issued to foreigners who can demonstrate a steady passive income of €920 or more per month from sources outside Portugal. Qualifying sources of income include pensions, dividends, or rental income.

Applicants also need to open a Portuguese bank account and either rent or purchase housing in Portugal. The visa allows spouses, dependent children, and dependent parents to also receive residence permits alongside the main applicant.

Only non-EU citizens are eligible for a Portugal D7 Visa.

7 benefits of a Portugal D7 Visa

  • 1

    Moving to the EU with the whole family

    With a D7 Passive Income Visa, not only the main applicant but also their family members can move to Portugal and get residence permits. There is no need for applicants to secure employment, present business plans, or invest to obtain residency.

  • 2

    Visa-free travel to Schengen countries

    Portuguese residents don’t need visas to enter the territory of other Schengen countries. They can stay there for up to 90 days within any 180-day period.

  • 3

    Working and studying in Portugal

    Residents can work, start businesses, and enroll their children in local schools and universities in Portugal, benefiting from local educational standards.

  • 4

    Safety and personal freedom

    Portugal is regarded as one of the most secure countries in the world. According to the Global Peace Index 2023, it ranks 7th among 163 countries as one of the safest places for living.

    Also, Portugal is ranked 16th among the 167 countries in terms of valuing personal freedom, according to the Legatum Prosperity Index 2023. The ranking takes into account basic legal rights, individual liberties, and social tolerance.

  • 5

    Residing in a green country

    Portugal is considered one of the most environmentally friendly countries, and is 18th on the Green Future Index. With ongoing solar, wind, and hydro energy projects, the country aims to achieve carbon neutrality by 2030.

    This commitment to the environment contributes to a high quality of life, as reflected in the average life expectancy of 82.8 years.

  • 6

    Citizenship in 5 years

    After five years of holding a temporary residence permit, foreigners become eligible for permanent residency and citizenship in Portugal.

    With a Portuguese passport, one can travel visa-free to 172 countries and live in the EU territory without time restrictions.

  • 7

    Automatic citizenship for newborns

    A child of Portuguese residents born in the country is entitled to birthright citizenship. To be eligible, the child’s parents need to have maintained legal residency in Portugal for at least one year preceding the birth.

Could Portugal's D7 Visa be your gateway to a better quality of life?

Could Portugal's D7 Visa be your gateway to a better quality of life?

Get our detailed guide to learn:

  • How to obtain residency smoothly

  • Rights and opportunities that come with your new status

  • Answers to frequently asked questions

Download the guide
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Who can get a Portugal D7 Visa

  • Main applicant

    • Over 18
    • Non-EU citizen
    • No convictions
    • Passive income of €920+ per month from sources outside Portugal
    • Bank statement proving a balance of €11,040
    • Bought or rented housing in Portugal
  • Spouse

    • No convictions
    • In official marriage or registered partnership with the main applicant
  • Children under 18

  • Children aged 18 to 21

    • Unmarried
    • Unemployed
    • Financially dependent on the main applicant
  • Disabled children of any age

  • Parents

    - Financially dependent on the main applicant

Portugal D7 Visa cost and fees

The applicant for a D7 Retirement Visa demonstrates a monthly income of at least €920 from sources outside Portugal and savings of €11,040.

If the main applicant acquires the visa with their family, the income and savings requirements increase by 50% for a spouse and 30% for each child. Additional amounts should be demonstrated as follows:

  • monthly income — €460 for a spouse and €276 for each child;
  • savings — €5,520 for a spouse and €3,332 for each child.

Applicants must also secure accommodation by purchasing or renting a property in Portugal for the duration of their residence permit. In case of purchasing real estate, the applicant pays a stamp duty, a transfer tax, and an annual municipal property tax.

Comprehensive health insurance coverage is also required for the applicant and any family members included under the visa.

Expenses

Amount

Housing rental

€900+ per month

Housing purchase

0.8% of the property value as a stamp duty
0—8% as a transfer tax
0.3—0.8% as annual municipal property tax

Application fee

€90

Residency card processing fee

€80+

Residency card issuance fee

€70+

Health insurance

€14+ per month

Find out what the Portugal D7 Visa will cost you

Find out what the Portugal D7 Visa will cost you

The total cost depends on family composition. We can provide a free, individualised calculation for your case, covering additional expenses like taxes, insurance, and more.

Get the cost calculation
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Required documents to obtain a Portugal D7 Visa

Foreigners provide the following documents for a D7 Retirement Visa:

  1. An international passport valid for at least 6 months and with at least three blank pages.
  2. Travel insurance valid for the duration of a D7 Visa.
  3. Medical insurance.
  4. Two colour photos.
  5. A police clearance certificate from the country of origin, where the applicant has lived for over a year.
  6. A lease or purchase agreement for real estate.
  7. Marriage, divorce, or birth certificates, where applicable.

Process of obtaining a Portugal D7 Visa

The process of obtaining a residence permit in Portugal through a D7 Visa takes 6+ months.

1

1 day

Preliminary Due Diligence

Immigrant Invest conducts a preliminary check of the applicant. It helps identify potential issues that may affect obtaining a residence permit in Portugal and reduce the risk of refusal.

A certified Anti-Money Laundering Officer checks information on the applicant in international legal and business databases.

2

Up to 5 business days

Getting a NIF number

A foreign national must obtain a NIF, or Número de Identificação Fiscal, by registering with the Portuguese Tax Office. This unique taxpayer identification number is essential for opening bank accounts and purchasing or renting real estate in Portugal.

For non-EU citizens, it is possible to secure a NIF remotely by appointing a tax representative within Portugal. Immigrant Invest lawyers facilitate the process by preparing a power of attorney.

3

2+ weeks

Opening a bank account

To open a bank account, a foreigner needs to provide a taxpayer number, a passport, and evidence of the legal source of income. Additionally, they must deposit an amount sufficient to sustain their family for one year. The whole procedure can be remote.

4

Up to 2 months

Purchasing or renting real estate

Immigrant Invest provides properties for rent or purchase to choose. These options can be selected remotely or in person in Portugal.

The process of buying a property may take up to 2 months. Renting is faster, with selection and paperwork typically completed in just a few days.

5

Up to 4 months

Receiving a D7 visa and arriving in Portugal

Foreign nationals are required to apply for a D7 Visa at the Portuguese consulate in the country of their residence. The visa is usually granted within 60 days of application submission. The application fee is €90 per family member.

The D7 Visa is valid for four months. During this period, the visa holder is expected to travel to Portugal and apply for a residence permit through AIMA.

An Immigrant Invest representative aids applicants in compiling all required documents and filling out the necessary forms. They also accompany applicants to the AIMA office.

6

2+ weeks

Obtaining a residence permit

A residence permit card is sent to the applicant’s registered address in Portugal. Initially, the residence permit is valid for two years. It can be extended for another three years.

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Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.

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How to renew a residence permit in Portugal

D7 Visa holders can renew their residence permits online through the AIMA portal or in person at a registry office, by scheduling an appointment in advance. The application can be submitted by the foreigner or their legal representative.

The necessary documents for renewal are:

  • a valid residence permit;
  • a valid passport or other travel document;
  • proof of consistent remote passive income of €920+ per month;
  • a bank statement showing savings of at least €11,040;
  • proof of means of subsistence;
  • a NIF certificate;
  • proof of accommodation;
  • proof of no criminal record.

The renewal application must be submitted at least 30 days before the current residence permit expires.

Comparing D7 Visa and other residency visas to Portugal

Features

Main requirement

D7 Visa

Remote passive income of €920+ per month

Digital Nomad Visa

Remote active income of €3,680+ per month

Golden Visa

Investments of at least €250,000

Features

Bank statement

D7 Visa

€11,040+

Digital Nomad Visa

€11,040+

Golden Visa

Features

Processing time

D7 Visa

6+ months

Digital Nomad Visa

6+ months

Golden Visa

12+ months

Features

Mandatory residing in Portugal

D7 Visa

Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period.

Digital Nomad Visa

Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period.

Golden Visa

7 days per year

Features

Family inclusion

D7 Visa

Spouse, children under 21, parents

Digital Nomad Visa

Spouse, children under 30, parents

Golden Visa

Spouse, children under 26, parents

Features

Residency cards issuance fee

D7 Visa

€70+

Digital Nomad Visa

€70+

Golden Visa

€6,045

Features

D7 Visa

Digital Nomad Visa

Golden Visa

Main requirement

Remote passive income of €920+ per month

Remote active income of €3,680+ per month

Investments of at least €250,000

Bank statement

€11,040+

€11,040+

Processing time

6+ months

6+ months

12+ months

Mandatory residing in Portugal

Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period.

Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period.

7 days per year

Family inclusion

Spouse, children under 21, parents

Spouse, children under 30, parents

Spouse, children under 26, parents

Residency cards issuance fee

€70+

€70+

€6,045

Frequently asked questions

Schedule a meeting

Let's discuss the details

We will develop an individual solution, select a country and status that will solve your problems, and accompany the entire process.

Zlata Erlach
Zlata Erlach

Head of the Austrian office

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