Updated on May 19, 2026
Portugal D7 Visa
Residence permit for living by the ocean for financially independent foreigners
Download the guide Calculate the cost€920+ Monthly passive income
6+ months Obtaining period
5 years Residing to qualify for citizenship
The Portugal D7 Visa is also known as the D7 Retirement Visa or the D7 Passive Income Visa. It is issued to foreigners who can demonstrate a steady passive income of €920 or more per month from sources outside Portugal. Qualifying sources of income include pensions, dividends, or rental income.
Applicants also need to open a Portuguese bank account and either rent or purchase housing in Portugal. The visa allows spouses, dependent children, and dependent parents to also receive residence permits alongside the main applicant.
Only non-EU citizens are eligible for a Portugal D7 Visa.
7 benefits of a Portugal D7 Visa
Moving to the EU with the whole family
With a D7 Passive Income Visa, not only the main applicant but also their family members can move to Portugal and get residence permits. There is no need for applicants to secure employment, present business plans, or invest to obtain residency.
Visa-free travel to Schengen countries
Portuguese residents don’t need visas to enter the territory of other Schengen countries. They can stay there for up to 90 days within any 180-day period.
Working and studying in Portugal
Residents can work, start businesses, and enroll their children in local schools and universities in Portugal, benefiting from local educational standards.
Safety and personal freedom
Portugal is regarded as one of the most secure countries in the world. According to the Global Peace Index 2023, it ranks 7th among 163 countries as one of the safest places for living.
Also, Portugal is ranked 16th among the 167 countries in terms of valuing personal freedom, according to the Legatum Prosperity Index 2023. The ranking takes into account basic legal rights, individual liberties, and social tolerance.
Residing in a green country
Portugal is considered one of the most environmentally friendly countries, and is 18th on the Green Future Index. With ongoing solar, wind, and hydro energy projects, the country aims to achieve carbon neutrality by 2030.
This commitment to the environment contributes to a high quality of life, as reflected in the average life expectancy of 82.8 years.
Citizenship in 5 years
After five years of holding a temporary residence permit, foreigners become eligible for permanent residency and citizenship in Portugal.
With a Portuguese passport, one can travel visa-free to 172 countries and live in the EU territory without time restrictions.
Automatic citizenship for newborns
A child of Portuguese residents born in the country is entitled to birthright citizenship. To be eligible, the child’s parents need to have maintained legal residency in Portugal for at least one year preceding the birth.
Practical guide on the Portugal D7 Visa
- Step-by-step procedure
- Requirements for applicants
- Required documents
- Answers to frequently asked questions
PDF, 11 pages, 1 MB
Who can get a Portugal D7 Visa
Main applicant
- Over 18
- Non-EU citizen
- No convictions
- Passive income of €920+ per month from sources outside Portugal
- Bank statement proving a balance of €11,040
- Bought or rented housing in Portugal
Spouse
- No convictions
- In official marriage or registered partnership with the main applicant
Children under 18
Children aged 18 to 21
- Unmarried
- Unemployed
- Financially dependent on the main applicant
Disabled children of any age
Parents
- Financially dependent on the main applicant
Portugal D7 Visa cost and fees
The applicant for a D7 Retirement Visa demonstrates a monthly income of at least €920 from sources outside Portugal and savings of €11,040.
If the main applicant acquires the visa with their family, the income and savings requirements increase by 50% for a spouse and 30% for each child. Additional amounts should be demonstrated as follows:
- monthly income — €460 for a spouse and €276 for each child;
- savings — €5,520 for a spouse and €3,332 for each child.
Applicants must also secure accommodation by purchasing or renting a property in Portugal for the duration of their residence permit. In case of purchasing real estate, the applicant pays a stamp duty, a transfer tax, and an annual municipal property tax.
Comprehensive health insurance coverage is also required for the applicant and any family members included under the visa.
1st option
| Expenses | Amount |
| Housing rental | €900+ per month |
| Housing purchase | 0.8% of the property value as a stamp duty
0—8% as a transfer tax 0.3—0.8% as annual municipal property tax |
| Application fee | €90 |
| Residency card processing fee | €80+ |
| Residency card issuance fee | €70+ |
| Health insurance | €14+ per month |
Individual cost calculation for the Portugal D7 Visa
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Required documents to obtain a Portugal D7 Visa
Foreigners provide the following documents for a D7 Retirement Visa:
- An international passport valid for at least 6 months and with at least three blank pages.
- Travel insurance valid for the duration of a D7 Visa.
- Medical insurance.
- Two colour photos.
- A police clearance certificate from the country of origin, where the applicant has lived for over a year.
- A lease or purchase agreement for real estate.
- Marriage, divorce, or birth certificates, where applicable.
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Process of obtaining a Portugal D7 Visa
The process of obtaining a residence permit in Portugal through a D7 Visa takes 6+ months.
1 day
Preliminary Due Diligence 1 day
Preliminary Due Diligence
Immigrant Invest conducts a preliminary check of the applicant. It helps identify potential issues that may affect obtaining a residence permit in Portugal and reduce the risk of refusal.
A certified Anti-Money Laundering Officer checks information on the applicant in international legal and business databases.
Up to 5 business days
Getting a NIF number Up to 5 business days
Getting a NIF number
A foreign national must obtain a NIF, or Número de Identificação Fiscal, by registering with the Portuguese Tax Office. This unique taxpayer identification number is essential for opening bank accounts and purchasing or renting real estate in Portugal.
For non-EU citizens, it is possible to secure a NIF remotely by appointing a tax representative within Portugal. Immigrant Invest lawyers facilitate the process by preparing a power of attorney.
2+ weeks
Opening a bank account 2+ weeks
Opening a bank account
To open a bank account, a foreigner needs to provide a taxpayer number, a passport, and evidence of the legal source of income. Additionally, they must deposit an amount sufficient to sustain their family for one year. The whole procedure can be remote.
Up to 2 months
Purchasing or renting real estate Up to 2 months
Purchasing or renting real estate
Immigrant Invest provides properties for rent or purchase to choose. These options can be selected remotely or in person in Portugal.
The process of buying a property may take up to 2 months. Renting is faster, with selection and paperwork typically completed in just a few days.
Up to 4 months
Receiving a D7 visa and arriving in Portugal Up to 4 months
Receiving a D7 visa and arriving in Portugal
Foreign nationals are required to apply for a D7 Visa at the Portuguese consulate in the country of their residence. The visa is usually granted within 60 days of application submission. The application fee is €90 per family member.
The D7 Visa is valid for four months. During this period, the visa holder is expected to travel to Portugal and apply for a residence permit through AIMA.
An Immigrant Invest representative aids applicants in compiling all required documents and filling out the necessary forms. They also accompany applicants to the AIMA office.
2+ weeks
Obtaining a residence permit 2+ weeks
Obtaining a residence permit
A residence permit card is sent to the applicant’s registered address in Portugal. Initially, the residence permit is valid for two years. It can be extended for another three years.
Schedule a meeting
Let’s discuss the details
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
Celia Castilho, Head of the Portuguese office
How to renew a residence permit in Portugal
D7 Visa holders can renew their residence permits online through the AIMA portal or in person at a registry office, by scheduling an appointment in advance. The application can be submitted by the foreigner or their legal representative.
The necessary documents for renewal are:
- a valid residence permit;
- a valid passport or other travel document;
- proof of consistent remote passive income of €920+ per month;
- a bank statement showing savings of at least €11,040;
- proof of means of subsistence;
- a NIF certificate;
- proof of accommodation;
- proof of no criminal record.
The renewal application must be submitted at least 30 days before the current residence permit expires.
Comparing D7 Visa and other residency visas to Portugal
| Features | D7 Visa | Digital Nomad Visa | Golden Visa |
| Main requirement | Remote passive income of €920+ per month | Remote active income of €3,680+ per month | Investments of at least €250,000 |
| Bank statement | €11,040+ | €11,040+ | — |
| Processing time | 6+ months | 6+ months | 12+ months |
| Mandatory residing in Portugal | Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period. | Not to leave Portugal for more than 6 months in a row or 8 months in total during the PR validity period. | 7 days per year |
| Family inclusion | Spouse, children under 21, parents | Spouse, children under 30, parents | Spouse, children under 26, parents |
| Residency cards issuance fee | €70+ | €70+ | €6,045 |
Frequently asked questions
What is a D7 Portugal Visa?
The D7 Portugal Visa is a residence permit in Portugal for those who can demonstrate a remote passive income of at least €920 per month from sources like pensions, dividends, or rental income. Residency is issued for 2 years and can be extended for another 3 years. Only non-EU citizens are eligible for a D7 Visa to Portugal.
Can I work in Portugal with a D7 visa?
How do I qualify for a D7 Visa in Portugal?
To qualify for a Portugal D7 Visa, one needs to be a non-EU citizen and prove a passive monthly income of €920 or more from outside Portugal. Applicants must also show a bank statement with a balance of €11,040 and secure housing in Portugal through purchase or rental.
What is the disadvantage of a D7 Visa in Portugal?
The disadvantage of the D7 Portugal Visa might be the requirement to prove a steady passive income, which may not be feasible for everyone.
Those without such income might consider the Digital Nomad Visa to Portugal. It is issued to freelancers, employees, self-employed, and individual entrepreneurs earning at least €3,480+ per month from outside Portugal.
What is the difference between a Digital Nomad Visa and a D7 Visa to Portugal?
Both the Digital Nomad Visa and the D7 Visa to Portugal require a remote income from outside Portugal. However, the D7 Visa requires passive income, while the Digital Nomad Visa requires a higher income threshold of €3,480. Unlike digital nomads, D7 Visa holders are allowed to work and run business in Portugal.
How much money do I need to get a D7 Visa in Portugal?
To obtain a Portugal D7 Visa, one needs to prove a remote passive income of €920 per month, confirm savings of at least €11,040, and buy or rent housing in Portugal.
How hard is it to get a D7 Visa in Portugal?
With the help of competent lawyers, the process of obtaining a D7 Visa can be straightforward. A foreigner receives a tax identification number NIF, opens a bank account in Portugal, buys or rents housing, arrives in Portugal with a D7 Visa, and submits documents for a residence permit.
How long is the D7 Visa valid for?
The initial D7 Visa, used for entry, is valid for 4 months. During this period, the visa holder is required to arrive in Portugal and submit documents for a residence permit. Residency cards are valid for 2 years and are extendable for another 3 years. After 5 years of living in Portugal, foreigners become eligible for citizenship.
What is the passive income for a D7 Portugal Visa?
For 2024, the required monthly passive income for a Portugal D7 Visa is €920. Additionally, applicants need to confirm savings of at least €11,040 and buy or rent housing in Portugal.
Schedule a meeting
Let’s discuss the details
Schedule a meeting at one of the offices or online. A lawyer will analyze the situation, calculate the cost and help you find a solution based on your goals.
Zlata Erlach, Investment Program Expert