Living abroad

30 benefits and drawbacks of living in Portugal as an expat
Portugal’s benefits include hundreds of spectacular beaches, an affordable cost of living, closeness to the Atlantic and popular tourist destinations in Europe. Portuguese passport holders can enter more than 170 countries visa‑free, and residents of the country are entitled to free entry to all Schengen states. All these reasons attract expats to Portugal from all over the world.
Zlata Erlach

Cost of living in Portugal in 2026: monthly expenses and average income
Portugal is one of the most affordable countries in Western Europe. Although the cost of living varies by city and lifestyle, expenses for housing, groceries and transport are generally lower than in many EU countries, including the UK, Germany and France. Foreigners can relocate to Portugal through several residency options. Investors apply for the Golden Visa, financially independent individuals often choose the D7 visa, while remote workers and highly qualified professionals can move through the Digital Nomad or Global Talent visas. Let’s find out what monthly expenses in Portugal consist of.
Zlata Erlach

Insurance in Portugal in 2026: Ultimalte Guide
Portugal is known for its quality insurance in public and private sectors. Private health and travel insurance plans here cost from €10 monthly and cover all basic needs. Public insurance requires co-payments of €10–15 per visit for non-essential services. Here’s our guide on mandatory and optional insurance in Portugal for investors, expats, and those who want to retire there.
Zlata Erlach